Investment Strategies from Capital City Investments
For more than 30 years, our Investment Strategies practice has incorporated personalized financial analysis, strategic investment planning and portfolio management for individuals, families and businesses. Located at Capital City Bank, our financial advisors are skilled in identifying investment opportunities and tailoring them to fit your risk tolerance and financial goals.
Rely on us for dynamic financial planning and investment management strategies.
Making the right moves is a team effort. Whether approaching retirement or seeking a custom investment strategy to help pursue another personal or business goal, our Financial Advisors offer robust financial planning and investment management offerings through LPL Financial.
We leverage sophisticated market analytics and time-tested strategies to seek to optimize your investment portfolio, aiming for sustained growth and financial resilience:
-
Asset Allocation and Diversification
Create a balanced portfolio tailored to your financial situation and goals. -
Regular Portfolio Reviews
Ongoing monitoring and rebalancing to align with market changes and personal circumstances. -
Risk Management
Implementation of strategies that aim to minimize financial risks and protect investments. -
Collaborative Planning
Your financial advisor will tap into the collective expertise of our team and your other professional service providers (CPA, attorney, etc.) to create a plan that addresses all your financial needs.
Our advisors can help you clarify your goals and develop a strategy to work toward reaching them with your retirement benefits and other savings and income options, insurance coverage and investment portfolio.
SERVICES
Financial Planning
Discovery Goal Setting
Organizing Assets & Liabilities
Identifying Cash Flow
Uncovering Challenges or Problems
Financial Statements Review
Investment Strategies
Asset Allocation
Investment Policy Statements
Investment Evaluation Company Stock & Option Planning/Exercising
REITS
Evaluation & Tax Considerations
Independent Investment Advisory Services
401(k), 403(b), Single K, SEP, SIMPLE IRA, Roth IRA, IRA Transition Assistance
Stock, Bond, CD brokerage
Business Planning, Succession & Continuation
Buy/Sell Ownership Consulting
Business Sale Structure
Inheritance Equalization
Executive and Key Employee Retention
Employee Compensation
Retirement Plans
Deferred Compensation Plans
Retirement/Independence Planning
Retirement Projections
Personalized Strategies
Qualified Plan Settlement Options
Pension Settlement Options
Annual Reviews & Adjustments
Ancillary Planning
Education Planning & Funding
Marital or Divorce Planning
Legal Documents Review
Management Agreements Review
Employee Agreements Review
Bonus Agreements Review
Do I Really Need a Financial Advisor?
The short answer is “yes.” We’re not saying that because it’s what we do, but because it’s what we believe you need to effectively make decisions about your current finances, saving for retirement and managing your money once you retire. Your financial advisor can help you in myriad ways:
- Understand your full financial picture now and how to plan for the future
- Create a financial strategy that is flexible enough to fit your life or business now and your retirement later
- Determine the appropriate time to make significant financial moves (purchasing or selling assets, charitable giving, etc.) to seek to maximize benefits
- Decide which savings options are suitable for your retirement
- Create a succession or exit strategy for your business or career
- Consider how to utilize savings, investment income and other assets once you retire (as income, for debt reduction, etc.)
- Structure your financial plan to help toward providing money throughout your retirement
- Advise when to take Social Security
- Plan for changes in taxes, inflation, healthcare and long-term care costs
- Prepare for the unexpected
Advisors with Capital City Investments at Capital City Wealth lead with personalized service through a process that allows us to thoroughly understand our clients’ needs, analyze their financials and goals, provide customized investment plans and continually monitor progress through direct client communication.
Why Choose Capital City Investments?
Our practice continues to grow primarily through referrals from clients, tax professionals, attorneys and our colleagues throughout Capital City. When making referrals, people choose Investment Solutions at Capital City Wealth because of our commitment to personalized financial planning, excellent service and overall progress toward our clients’ financial goals. Find out more when you speak to a financial advisor at your local Capital City Bank location or when you contact us today.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Capital City Bank and Capital City Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Capital City Investments, and may also be employees of Capital City Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Capital City Bank or Capital City Investments. “Capital City Wealth” is a brand name used to market certain wealth-related services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Federal Government Agency • Not Bank Guaranteed • Not Bank Deposits or Obligations • May Lose Value |
Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Financial Form CRS