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Business Checking Account Finder

Do you use your business debit card more than 10 times per month (not including ATM transactions)?
Account Finder Question 1
Do you always keep at least $5,000 in your checking account?
Account Finder Question 2
Do you require an interest-bearing account?
Account Finder Question 3
Do you always keep at least $2,500 in your checking account?
Account Finder Question 4
Are you a sole proprietor or not-for-profit organization?
Account Finder Question 5
Do you require an interest-bearing account?
Account Finder Question 6
WE RECOMMEND...

Premium Business Checking

Interest-earning and fully-featured to meet a variety of financial needs
 
Features and benefits:
  • No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $12 per month
  • E-statement or paper statement
  • 500 free items per month; 25¢ per item over 500**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office(Opens in a new Window) nearest you. 



Important Information
Refer to Deposit Account Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Client purchases checks. Account subject to fees if overdrawn.
Upon prior notification, check casher and money service business accounts may be subject to an on-boarding fee and monthly monitoring fee. On-boarding fees not paid at account opening and subsequent monthly monitoring fees will be applied retroactively to the date check cashed/money service business activity is first detected.Upon prior notification, check casher and money service business accounts may be subject to an on-boarding fee and monthly monitoring fee. On-boarding fees not paid at account opening and subsequent monthly monitoring fees will be applied retroactively to the date check cashed/money service business activity is first detected.
+Merchant service accounts are provided by Elavon and subject to credit approval; account becomes active once the merchant processes its first transaction and remains active until relationship is terminated by merchant, no transactions are processed for 12 months or account is closed by Elavon.
**Items include checks deposited, checks paid, ACH debits and credits.

Business Checking + Interest
Sole Proprietor/Not-for-Profit

Account designed especially for the needs of sole proprietors and not-for-profits.

Features and benefits: 
  • No monthly service charge with minimum daily balance of $1,500; otherwise, $10 per month
  • 15¢ per item**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
  • Available for commercial entities through our Treasury Management suite.
To open your business checking account, contact a banker or visit the Capital City Bank office(Opens in a new Window) nearest you. 



Important Information
Refer to Deposit Account Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Client purchases checks. Account subject to fees if overdrawn.
Upon prior notification, check casher and money service business accounts may be subject to an on-boarding fee and monthly monitoring fee. On-boarding fees not paid at account opening and subsequent monthly monitoring fees will be applied retroactively to the date check cashed/money service business activity is first detected.Upon prior notification, check casher and money service business accounts may be subject to an on-boarding fee and monthly monitoring fee. On-boarding fees not paid at account opening and subsequent monthly monitoring fees will be applied retroactively to the date check cashed/money service business activity is first detected.
**Items include checks deposited, checks paid, ACH debits and credits.

Everyday Checking for Business

Access and convenience with a straightforward account

Features and benefits: 
  • No monthly service charge when you maintain a minimum daily balance of $2,500, complete 10 transactions per month with your business debit card* OR keep an active merchant services account+; otherwise, $10 per month
  • E-statement or paper statement
  • 250 free items per month; 25¢ per item over 250**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office(Opens in a new Window) nearest you. 
  


Important Information
Refer to Deposit Account Terms & Conditions and Other Services and Fees disclosures for additional information related to the account. Bank rules and restrictions may apply. Client purchases checks. Account subject to fees if overdrawn.
Upon prior notification, check casher and money service business accounts may be subject to an on-boarding fee and monthly monitoring fee. On-boarding fees not paid at account opening and subsequent monthly monitoring fees will be applied retroactively to the date check cashed/money service business activity is first detected.
*Excludes ATM transactions.
+Merchant service accounts are provided by Elavon and subject to credit approval; account becomes active once the merchant processes its first transaction and remains active until relationship is terminated by merchant, no transactions are processed for 12 months or account is closed by Elavon.
**Items include checks deposited, checks paid, ACH debits and credits.
We offer an interest-bearing commercial business checking account and several other options based on your monthly balances and transaction accounts. Contact a banker for assistance choosing the best option for you.