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Personal Banking

Services and tools to manage your financial life.

Level Up teen checking & savings accounts

With free access to our Level Up interactive financial knowledge builder, a Level Up Checking or Level Up Savings account helps teens learn, act and earn by practicing critical skills of budgeting, saving and investing.

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Personal checking with a side of value

Carefree Checking gives you peace of mind with built-in IDProtect® and Credit File Monitoring services. 





HELOC for future

What does your equity look like?

Unlock the potential in your home's equity to fund home improvements, college expenses or a dream vacation.

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A credit card for your needs

Whether looking to maximize cash back, earn rewards or build or start your credit history, we have a credit card that's right for you!

Apply now in your Capital City Bank online banking service

Don't have online banking? Enroll or visit a banking office near you to apply.

Personal banking tools to fit your lifestyle 

Managing accounts with online banking.
Online Banking
Move money and manage your finances anywhere at anytime.
text banking
Mobile Deposit
Deposit funds quickly and securely using your CCBMobile app.
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Mobile Pay
Secure and convenient contactless purchases using your debit card.