Are you 18 years or older?
Are you 25 years or older?
Is protecting your identity important to you?
Do you use your Debit Card at least 20 times per month?
Do you keep at least $4,000 in your checking account?
Do you keep at least $1,500 in your checking account?
WE RECOMMEND...
Level up Checking
An ideal account to help teens ages 13-17 unlock the next level of their financial life.
Features and benefits:
- Joint ownership with parent or guardian
- No monthly service charge
- Visa® debit card with tap-to-pay2
- No minimum balance
- Eligible for Making Cents automatic savings service with 2% match6
- Free access to Level Up Interactive Financial Knowledge Builder powered by EverFi
- Only $50 minimum opening deposit
- Available for ages 13 to 177
Open Checking Account
Important Information
Bank rules and restrictions(Opens in a new Window)(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window)(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking. Overdraft protection coverage is not provided with Evolve Checking or Level Up Checking.
Transactions you make may cause your Evolve Checking or Level Up Checking account to be overdrawn, resulting in a negative balance and overdraft or return fees. Evolve Checking and Level Up Checking accounts also are ineligible for additional overdraft coverage services such as Bounce ProtectionSM and Overdraft Protection Transfers.
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage fees imposed by Capital City Bank for withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a consumer debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
6Requires enrollment, a debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage fees imposed by Capital City Bank for withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a consumer debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
6Requires enrollment, a debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
Evolve Checking
The ultimate account for when becoming an adult is unavoidable.
Features and benefits:
- No monthly service charge
- Visa® debit card with tap-to-pay2
- No minimum balance
- Waive up to three (3) fees from us for withdrawals at non-Capital City Bank ATMs3
- Eligible for Making Cents automatic savings service4
- Only $50 minimum opening deposit
- Available for ages 18 to 255
Important Information
Bank rules and restrictions(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking. Overdraft protection coverage is not provided with Evolve Checking or Level Up Checking. Transactions you make may cause your Evolve Checking or Level Up Checking account to be overdrawn, resulting in a negative balance and overdraft or return fees. Evolve Checking and Level Up Checking accounts also are ineligible for additional overdraft coverage services such as Bounce ProtectionSM and Overdraft Protection Transfers.
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage fees imposed by Capital City Bank for withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a consumer debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
6Requires enrollment, a debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
Important Information
Bank rules and restrictions(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking. Overdraft protection coverage is not provided with Evolve Checking or Level Up Checking. Transactions you make may cause your Evolve Checking or Level Up Checking account to be overdrawn, resulting in a negative balance and overdraft or return fees. Evolve Checking and Level Up Checking accounts also are ineligible for additional overdraft coverage services such as Bounce ProtectionSM and Overdraft Protection Transfers.
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage fees imposed by Capital City Bank for withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a consumer debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
6Requires enrollment, a debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
2Tap-to-pay is a contactless debit card payment method and is not eligible for use anywhere card insertion is requested.
3We will automatically waive up to three (3) ATM Network Usage fees imposed by Capital City Bank for withdrawals at non-Capital City Bank ATMs per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider (“Foreign ATM Surcharge Fee”).
4Requires enrollment and a consumer debit card. Visit ccbg.com/makingcents for details.
5When the account holder reaches age 26, Evolve Checking and/or Evolve Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
6Requires enrollment, a debit card and a Level Up Savings account. Earn a maximum of $10 in matching funds per month. Matching funds deposited quarterly. Capital City Bank may report the value of the any matching funds received to the Internal Revenue Service as required by law. Visit ccbg.com/makingcents for details.
7When the minor reaches age 19, Level Up Checking and/or Level Up Savings account(s) will be changed to an appropriate account type. Account holder will be informed through required change in terms notification.
+Client purchases checks.
*Excludes ATM transactions.
Carefree Checking
Peace of mind, savings and rewards with an enhanced account.
Features and benefits:
- No minimum balance
- E-statement or paper statement
- No per-check charge+
- $6.95 monthly service charge
- Only $50 minimum opening deposit
- IDProtect® Identity Theft Monitoring and Resolution service1, Cellular Telephone Protection1, Mobile Retail Discounts1 and $hopping RewardsTM,1. Learn more about these value-added services.
Open Checking Account See All Accounts
Important Information
Bank rules and restrictions(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking.
1Some benefits require registration/activation. The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefit described. Speak with a banker today for more information.
+Client purchases checks.
Everyday Checking
Access and convenience with a straightforward account.
Features and benefits:
- No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $1,500; otherwise, $7.95 per month
- E-statement or paper statement
- No per-check charge+
- Only $50 minimum opening deposit
Open Checking Account See All Accounts
Important Information
Bank rules and restrictions(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking.
+Client purchases checks.
*Excludes ATM transactions.
Performance Checking
Maximize deposits with a premium interest-earning account.
Features and benefits:
- No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $4,000; otherwise, $7.95 per month
- E-statement or paper statement
- No per-check charge+
- Tiered higher-yield interest rates
- Only $50 minimum opening deposit
Open Checking Account See All Accounts
Important Information
Bank rules and restrictions(Opens in a new Window) may apply. Business and corporate accounts do not qualify for personal checking. Account subject to fees(Opens in a new Window) if overdrawn. Account features and service charges are subject to change. Some services require online banking.
+Client purchases checks.
*Excludes ATM transactions.