Loan Finder

Let's find the program that fits your financing needs.

What are you looking to do?
Account Finder Question 1
Do you own your own home?
Account Finder Question 2
Do you want to borrow more than $5,000?
Account Finder Question 3
WE RECOMMEND...

Boat Loan

Features and benefits:
  • Financing for new and used boats, trailers and motors
  • Lower loan rates than unsecured installment loans
  • Quick, hassle-free application process
  • Free automatic payment deduction from your checking account
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of the boat
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete boat loan details.

Car Loan

Features and benefits:
  • Financing for new and used vehicles
  • Lower loan rates than unsecured installment loans
  • Quick, hassle-free application process
  • Free automatic payment deduction from your checking account
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of your vehicle
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete car loan details.

Land Loan

Features and benefits:
  • Financing for vacant, unimproved land intended for residential use
  • Competitive, variable rates and flexible terms
  • Secure, easy application process
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of the property (Find this using the Zestimate tool at Zillow.com)
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete land loan details.

RV Loan

Features and benefits:
  • Financing for new and used recreational vehicles
  • Lower loan rates than unsecured installment loans
  • Quick, hassle-free application process
  • Free automatic payment deduction from your checking account
What you’ll need to apply: 
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of the vehicle
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete RV loan details.

Motorcycle Loan

Features and benefits:
  • Competitive, fixed rate, simple interest
  • Lower rates than unsecured installment loans
  • Quick, hassle-free application process
  • Free automatic payment deduction from your checking account
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of the motorcycle
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete motorcycle loan details.

Mortgage Loans

Features and benefits:
  • Financing options including FHA, VA, conventional, jumbo and portfolio products
  • Purchase, Refinance and Construction
  • Hassle-free application process


Important Information
All loans subject to approval. See complete mortgage loan details.

Home Equity LINE OF CREDIT

Features and benefits:
  • Access cash—up to your full available credit limit—whenever you like
  • Six-month Introductory APR of just 5.99%, thereafter as low as 9.00%*

  • Bank pays customary closing costs on lines up to $250,000*

  • Easy approval up to 100% Loan-to-Value available*
  • Interest-only payment option available
  • Easy online application process
  • Overdraft protection option for any Capital City Bank checking account^
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Estimated value of your home (Refer to your local property appraiser or tax assessor) 
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete home equity loan details.

Unsecured Loan

Features and benefits:
  • No collateral required for creditworthy applicants
  • Hassle-free application process
  • Quick funding
  • Fixed rate
  • Free automatic payment deduction from your checking account
  • Loan amounts from $5,000
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Your employment information
  • Your income


Important Information
All loans subject to approval. See complete unsecured loan details.

Line of Credit

Features and benefits:
  • No collateral required to secure financing
  • One-time fee of $200 to open the account, then a low annual fee
  • Quick, hassle-free application process
  • Decisions made in less than an hour on most applications
  • Choose optimum borrowing period
  • No prepayment penalty
  • Optional overdraft protection when linked to Capital City Bank deposit account^
  • Free automatic payment deduction from your checking account
What you’ll need to apply:
  • Photo ID (Accepted forms include U.S. Driver’s License or Passport with Photo)
  • Your mortgage or rent payment
  • Your employment information
  • Your income


Important Information
All loans subject to approval. ^Overdraft protection subject to transaction fees. See complete product details.