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FEATURE
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PROCESSING CUT-OFF TIME |
|---|---|
| Internal Account Transfers* | 10:00 p.m. |
| Client-to-Client Transfers | 10:00 p.m. |
| Consumer Bank-to-Bank Transfers (Outbound/Inbound)* | 4:00 p.m. |
| Bill Payment* | 3:00 p.m. |
| Stop Payment | 10:00 p.m. |
| Mobile Deposit | 8:00 p.m. |
*Future dated transfers and bill payments may be changed or canceled before the cut-off time of the day prior to the Effective Date.
All references to time are Eastern Standard Time or Daylight Savings Time in the Eastern Time zone (“ET”), on each Business Day. The Bank reserves the right to change the cut-off time as necessary. Any such change shall be effective immediately and may be implemented prior to your receipt of notice thereof. You may contact Bank at any time to verify the current cut-off times.
| feature | transaction limit1 |
|---|---|
| Consumer Bank-to-Bank Transfers – Outbound^ | Five (5) outbound transfers not to exceed a total of $3,000 per business day |
| Consumer Bank-to-Bank Transfers – Inbound^ | Five (5) inbound transfers not to exceed a total of $3,000 per business day |
| Bill Payment to a Person± |
Consumers: Up to $1,700 per transaction not to exceed $3,400 per business day
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| Businesses: Up to $4,400 per transaction not to exceed $8,800 per business day
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| Mobile Deposit± | 25 check images transmitted not to exceed a total of $10,000 per business day |
| Mobile Deposit - Private Banking |
25 check images transmitted, not to exceed a total of $25,000 per business day |
| Zelle® – New Consumer | $500 or 10 transactions per day |
| Existing Consumer | $3,000 or 10 transactions per day |
| Private Banking | $5,000 or 10 transactions per day |
^The above limits apply to the total of all Bank-to-Bank Transfers of a specific type for all accounts enrolled in the Bank-to-Bank Transfer Service. There may also be monthly limits on the number and dollar amount of Bank-to-Bank Transfers you may make; however, for security reasons these limits are kept confidential.
±There may be a charge for the use of this feature. Refer to Capital City Bank’s Products & Services brochure and Other Services and Fees insert for a complete listing of other fees related to your Account(s).
1The Bank reserves the right to keep some transaction limits confidential for security reasons, and to change any transaction limit as necessary. Any such change shall be effective immediately and may be implemented prior to your receipt of notice thereof. You may contact Bank at any time to verify the current transaction limits.