Private Banking

Private Banking. One banker. One call. Solutions for all your financial needs.

Private Banking from Capital City Bank is personalized assistance from a dedicated banker expertly equipped to help you manage your wealth and everyday banking needs. Our private bankers are skilled in developing a financial plan to meet your complex needs. Our Private Banking team looks forward to serving you: Dave Johnston, Bill Bechtol, Mike Dasher, John Hodges, Venus Justice and Melissa Wright, AWMA®.

Father teaching daughter to ride a bike.

Personal Solutions

Private Client Checking
Asset-Secured Line of Credit
Private Client Money Market Account
Customized financial planning*
Retirement planning*
Risk management review
Income planning
Asset protection
Personal loans, including auto and home equity lines
Fixed-rate mortgage options for primary and secondary homes with 100% LTV on primary residences
Trust and estate administration^{^}

Business Solutions

Business banking services
Commercial lines and loans
Commercial mortgages
401(k) planning*
Cashflow solutions
Treasury Management services

Important Information
Private Banking services may include loans. All loans subject to credit approval. See individual product descriptions for additional disclosures. Other terms and conditions may apply.

*Capital City Investments: Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Capital City Bank and Capital City Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Capital City Investments, and may also be employees of Capital City Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Capital City Bank or Capital City Investments. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Federal Government Agency • Not Bank Guaranteed • Not Bank Deposits or Obligations • May Lose Value

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

^{^}Capital City Trust Company: Non-deposit products are not insured by the FDIC, are not deposits, and may lose value.

Capital City Wealth is a brand delivering wealth-related services through *Capital City Investments, *Capital City Strategic Wealth, *Capital City Trust Company and private banking services through Capital City Bank.